National Auto Loan Network

James Nguyen at NALN truly worked a miracle for me. I had been feeling overwhelmed and stressed every day over my auto loan, with a payment of $1,200 a month and an interest rate close to 20%. I had tried refinancing before, but nothing ever worked, until I found NALN! James Nguyen, my personal loan officer, went above and beyond. He got my monthly payment down to $700 — a 42% reduction — and lowered my interest rate to 8%, saving me over $23,000, potentially even more in the long run. I finally feel like I can breathe again. That heavy financial burden that was wearing me down has been lifted, and I’m deeply grateful.
I also want to give an honorable mention to Esly Alfaro, my loan coordinator, who was incredibly kind, organized, and helpful throughout the process. Together, they made what once felt impossible not only doable — but easy. If you’re feeling stuck with a car loan you can’t afford, don’t give up hope. James, Esly, and the NALN team are truly the answer to a prayer. I wholeheartedly recommend them to anyone looking for real help, real savings, and real integrity.